Expat of UK? - Find out How to Claim Back PPI

• Are you an Expat of the UK living abroad?
• Do you want to claim back PPI or (Payment Protection Insurance) on your credit agreements?
• Do you need information on how to go about the PPI claim process as an Expat living abroad?
• Have you considered claiming directly without involving a company to claim on your behalf?

If you are an Expatriate of the UK and have credit agreements that have either been paid in full or are still outstanding, you may have been mis-sold PPI or payment protection insurance on these agreements.

The reasons for the PPI mis-selling are various but the banks have admitted that the money is owed back to the consumer if the fact is that the consumer was mis-sold Payment Protection Insurance in the first place.

If you live abroad as an Expat of the UK you still have the same entitlement to make a claim!

The two most popular ways of claiming back PPI (Payment Protection Insurance) are as follows;

• Claim back PPI directly yourself without a claims management company.
• Use the services of a claims management company regulated by the Ministry of Justice in relation to claims management activities.

The differences between the two options above are quite simple, if you use the services of a claims management service they will usually charge you a fee for making a PPI claim on your behalf, the fee can be as much as 40% of the money reclaimed in some cases but 40% is extreme, most charge between 20% and 30% of the successful amount reclaimed.

If you are in arrears with your credit agreements, it is very important to understand that you will still have to pay a fee to a claims management company that is successful on your behalf and usually when you are in arrears, the lender will not send you a cheque or clear any funds to you, they will just deduct what are owed back off the outstanding balance that you may owe.

The above is very important to remember if claiming back PPI whilst on a debt management plan or whilst your accounts are in arrears.

Should you wish to claim back PPI whilst living abroad as an Expat of the UK and want to make the claim yourself without involving any other claims management companies that may charge you a fee, you can visit the well known consumer website "which" or go to the "money saving expert" website run by Martin Lewis (from national financial TV shows in the UK) and type in “PPI claims” into the search box on the homepage. This will lead you to a full page explaining how to claim PPI directly and also offers a template letter to use when making your Expat PPI claim.

If you are an Expat struggling with personal debt problems and require some debt help or debt advice as an Expat living abroad, Lewis Alexander Financial Management may be able to help you.

We help many people every day and deal directly with their creditors for them. We also have clients that live broad or are Expatriates of the United Kingdom. This also includes helping consumers who have had a PPI claim refused or rejected.

For debt help and debt advice in absolute confidence, call our personal debt helpline;

• 0800 018 6868

Calls from UK land lines are usually free.
Calls from mobiles maybe less expensive if you call 0161 872 3383

• Lines are open 24 hours / 7 days

Best Way to Clear Credit Card Debts

What is the Best Way to Clear Credit Card Debts?

• Struggling to find the best way to clear your credit card debts and store card debt?

• Do you need help to clear credit card debt and store card debts in the UK?

Credit card debt can be very hard to clear and when the interest and charges get out of control, the minimum payments you make seem to have little or no effect on reducing the credit card or store card balances.

When people tell us that they are not in debt because they make the minimum payments each month on their credit and store cards we have to accept that the individual is not actually aware of what game is going on with them financially.

If you only pay the minimum payments each month on your credit card and store card commitments, you are actually renting the debt from your credit card or store card provider/s.

• This is exactly where the credit card and store card companies want you to be, it’s great for their business model.

This is because what you pay is not actually reducing the balance owed and when you make the regular monthly payments, the interest and charges that the card provider has allocated to your account are in most cases more than the payment you have made.

This creates a situation where the credit card outstanding balances are hovering or going up and not reducing in line with payments made which is the end goal.

These credit card companies would not make so much money if everyone paid their cards off in full on a monthly basis. However, it is only when an individual suffers a change in circumstance that the financial problems often start.

If you are stretched to the financial limit every month and run out of money for normal household expenditure and essential items, it is nearly impossible to get back on track unless you can earn or obtain more money to make up for the change/s you have suffered.

When you suffer a setback financially it makes every other area of your financial life more difficult to manage.  This is even more certain if you have not been allowing much or any room for financial setbacks you may encounter.

If you need help to clear credit card debts or store card debt and are struggling to find the best debt solutions or just a way out of the debt problem you face, call our debt helpline today in confidence using;

• 0800 018 6868

Lewis Alexander Financial Management are currently helping many people to clear credit card debts, loans and store card debts on a daily basis through personal credit card debt consolidation help and advice.

• Call 0800 018 6868 today!
• Lines are open 24 hours a day / 7 days a week.

Find Reputable Debt Consolidation Services

• Are you struggling to find a reputable debt consolidation service?
• Not sure who can actually deal with your personal unsecured finances?

Lewis Alexander is a personal debt consolidation service in the UK. We offer assistance daily to people who find that they are unable to manage debt problems any longer and need the help and advice we can offer to get started on the road to clearing debt for good.

So what is the most important factor about Lewis Alexander as a debt consolidation service that sets it aside from other debt consolidation services?

It is simply that when we find our clients, or they find us, it is through our own marketing, not that of another company, intermediary or lead generation service.

• This is important for a number of reasons;

1. The OFT require that marketing for debt consolidation services must not be miss-leading, so we can control this with responsibility in house!
2. Debt consolidation lead generators can and have employed many non-compliant tactics to procure a lead and sell the prospect on for unlimited gain!
3. Lewis Alexander debt consolidation services do not pay for leads or client acquisitions from 3rd parties. We are a self generating operation.
4. Our clients always know who they are dealing with!
5. Our clients always know who they are paying!

• More reasons to use the personal debt consolidation services of Lewis Alexander;

1. Our clients always know that the money they pay Lewis Alexander is ring fenced in a secure client holding account at the Royal Bank of Scotland Plc.
2. Our clients rest assured that Lewis Alexander complies with and respects the OFT debt management guidance.
3. Our clients know that Lewis Alexander Limited company accounts are audited by regulated chartered accountants that have recently celebrated 100 years of incorporation.
4. Our clients know that we only advise them to explore solutions that we believe, from our own experience would suit them, this can be done after we have taken initial information about their current personal financial situation and circumstances.
5. All communications are secure, our website is HTTPS registered with GlobalSign and all communications are encrypted to Government standards.
6. Lewis Alexander is registered with the Information Commissionaire for Data Protection.
7. Licensed under the Consumer Credit Act by the Office of Fair trading.
8. Members of the Association of Finance Brokers.
9. Our trading name Lewis Alexander is a registered UK trade mark.
10. National television advertising credibility.
11. Our company is a registered UK company celebrating our 10th year of service.

Lewis Alexander is proud not to deal with other lead generation companies regarding the buying or acquiring of consumer data with regard to debt consolidation services.

• If you need the services of a professional and reputable time served debt consolidation service when dealing with debt then give Lewis Alexander personal debt helpline a call today using 0800 018 6868
• Lines are open 24 hours / 7 days a week and your call is usually free from a UK land line
• Mobile call costs may vary