Are you living alone and suffering with the stress and worry of personal debt issues or problems.
You may be living with a partner or married and unable to share your concerns due to worry of affecting your relationship. This is very common be you alone or just unable to talk to anyone. Most people that call our debt helpline understand that they are not alone once they speak with a trained advisor.
Credit companies are trying to obtain as much of your disposable income (the money you have spare each month after bills and living costs) as possible, there are rules for lenders on how much they can lend people and the industry term for this is "Responsible Lending".
It basically means that if a lender thinks, that after looking through and investigating your income and expenditure (a financial statement on your self) that you are unable to afford repayments on a new proposed loan, they MUST NOT lend you the money. If you encountered a further change in circumstance for the worse, you may not be able to repay the lender the money you borrowed. Not lending the money in this instance where an individual can not afford to repay is now known as "Responsible Lending" on behalf of the lender which can only be seen as most commendable.
A great number of consumers get frustrated and tempered with loan providers and their loan brokers when unable to get the acceptance for the credit they so need or want. This is not the lenders fault or problem, consumers must take responsibility also for their past and make more responsible decisions by thinking more long term regarding their money and financial status by obtaining debt advice UK.
The finance industry is like most "a double edged sword" on the one side you have the compliant companies who respect people and their personal situations, on the other side are the more unscrupulous companies that prey on the vulnerable consumer.
At Lewis Alexander we offer financial advice regarding all personal debt issues, do not suffer alone and do not be afraid of talking with us if you fear your partner and their reaction.
Did you know, more people are more likely to speak and be open with their partner about an extra marital affair or relationship they have had than the problems they have gotten into regarding personal debt and finances?
Call today to clear debt using 0800 018 6868, your call is FREE from a land line and dealt with in the strictest confidence!
You may be living with a partner or married and unable to share your concerns due to worry of affecting your relationship. This is very common be you alone or just unable to talk to anyone. Most people that call our debt helpline understand that they are not alone once they speak with a trained advisor.
Credit companies are trying to obtain as much of your disposable income (the money you have spare each month after bills and living costs) as possible, there are rules for lenders on how much they can lend people and the industry term for this is "Responsible Lending".
It basically means that if a lender thinks, that after looking through and investigating your income and expenditure (a financial statement on your self) that you are unable to afford repayments on a new proposed loan, they MUST NOT lend you the money. If you encountered a further change in circumstance for the worse, you may not be able to repay the lender the money you borrowed. Not lending the money in this instance where an individual can not afford to repay is now known as "Responsible Lending" on behalf of the lender which can only be seen as most commendable.
A great number of consumers get frustrated and tempered with loan providers and their loan brokers when unable to get the acceptance for the credit they so need or want. This is not the lenders fault or problem, consumers must take responsibility also for their past and make more responsible decisions by thinking more long term regarding their money and financial status by obtaining debt advice UK.
The finance industry is like most "a double edged sword" on the one side you have the compliant companies who respect people and their personal situations, on the other side are the more unscrupulous companies that prey on the vulnerable consumer.
At Lewis Alexander we offer financial advice regarding all personal debt issues, do not suffer alone and do not be afraid of talking with us if you fear your partner and their reaction.
Did you know, more people are more likely to speak and be open with their partner about an extra marital affair or relationship they have had than the problems they have gotten into regarding personal debt and finances?
Call today to clear debt using 0800 018 6868, your call is FREE from a land line and dealt with in the strictest confidence!
