IVA or Debt Management? - Get a FREE Credit Check from Experian before you decide

Before you decide on either a Debt Management Plan or an IVA / Individual Voluntary Arrangement, make sure you have checked your current credit status!

This is important as it will show you what is on record about your financial history. You do not want to carry on as though this information does not exist and once you read it, things on the report seem less frightening than you thought. If anything, it is a good starting point for any debt advisor to help you from, as it is easily read by people who are reading them daily.

You can get a free credit report online from Experian in the UK.

Free Financial health Check, All year round! (by Debt Management & IVA experts)

Lewis Alexander Ltd offers an all year round "Financial HealthCheck". If you call the freephone helpline they can check within the first 3 minutes of your advisor call to see if you are financially sound or heading for the cycle of personal debt!

The NHS may offer a free health check in January but Lewis Alexander beleive this should be available for finances all year round whilst remaining free to the client. So they have set this up at their own cost and have reported that 75% of callers have really appreciated the advice so far.

Dial Uk +44 (0) 800 018 6868 further information on the Lewis Alexander FREE FINANCIAL HEALTH CHECK